Policy Appraisals Can Help Keep a Strong Agent and Client Relationship
We all know that residuals are the lifeblood of the life insurance industry. Agents work incredibly hard to sign-on clients, knowing that if they play their cards right and build a nice book of business over time, residuals will help them grow their wealth. However, when times are tough, like now, clients are looking at […]
Life Insurance Policy Appraisals Grow In Value Due To Pandemic
The coronavirus pandemic has sent shockwaves through economic markets across the globe. Many retirement accounts have taken significant hits, and it remains unclear what the impact might be on other key assets like real estate holdings. Even the employment prospects have changed for some seniors and others who thought they were in stable industries. Quite […]
Provide Safety, Security and Flexibility in Troubling Times
While average financial advisors have all but given up on succeeding in 2020, astute advisors like you know that the sky is the limit when it comes to gathering Assets Under Management (AUM) during the remainder of the year. While the COVID-19 pandemic has negatively impacted America’s financial markets as it has upset many of […]
Maturing Term Policies can Equal Huge Profits
Even in times of financial stability, aging clients with maturing term policies have a huge decision to make. Do I convert my term policy to a permanent policy at staggering premium rates? What happens in times like these? How much more difficult is this decision after businesses have been closed for nearly two months? How […]
American Life Insurers Mortality Tables are Expected to Shift due to Coronavirus
U.S. life insurers are deciding not to gamble on older Americans during the coronavirus (COVID-19) crisis by temporarily suspending applications from certain age groups or imposing tougher requirements. Insuring older Americans can be a big risk for U.S. life insurers under the best of circumstances, but it brings in hefty premiums. But the risk involved […]
Life Insurance Applications Surge during Pandemic against LIMRA Survey
LIMRA, the Life Insurance Marketing and Research Association conducted a survey of American and Canadian life insurers to assess the effect of the global pandemic on business practices. In all, 47 U.S. carriers were surveyed to see if any changes were being made as a result of state and federal social distancing guidelines and 12 […]
Experience Matters
Since 1989 we’ve completed thousands of policy appraisals and provided policyholders with access to hundreds of millions of dollars in cash. We’ve also paid out the most aggressive referrals fees in the business to life insurance agents and financial advisors. Every member of our management team has in excess of 30 years of experience in […]
Many Seniors Need to Monetize their Most Stable Asset
One of the most widely anticipated provisions of the Coronavirus Aid, Relief, and Economic Security (CARES) Act is the one-time stimulus checks promised to Americans in the coming weeks. But many isolated seniors have been left understandably confused and nervous about whether and how they will receive money, or their retirements will be affected. Financial […]
